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ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL

This study aims to analyze the financial performance comparison between Islamic banking and conventional banking, using profitability ratios are represented by Return on Assets (ROA) as dependent variables and analyze the variables that affect the profitability of banks is Finance to Deposit Ra...

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Main Authors: Susanti, Diah Tri, Sakhowi, Akhmad, Mahirun, Mahirun
Format: Article
Language:English
English
Published: Fakultas Ekonomi Universitas Pekalongan 2011
Subjects:
HB Economic Theory
HD61 Risk Management
HG Finance
Online Access:http://repository.unikal.ac.id/6/
http://repository.unikal.ac.id/6/
http://repository.unikal.ac.id/6/1/HASIL%20CEK%20TURNITIN_JEBI%202011_MAHIRUN.pdf
http://repository.unikal.ac.id/6/2/bibliography.txt
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recordtype eprints
spelling repounikal-6 http://repository.unikal.ac.id/6/ ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL Susanti, Diah Tri Sakhowi, Akhmad Mahirun, Mahirun HB Economic Theory HD61 Risk Management HG Finance This study aims to analyze the financial performance comparison between Islamic banking and conventional banking, using profitability ratios are represented by Return on Assets (ROA) as dependent variables and analyze the variables that affect the profitability of banks is Finance to Deposit Ratio (FOR),Ratio Operating costs with Revenues Operations (BOPO), Adiquasi Capital Ratio (CAR) and Reserve Elimination Receivables (PPAP). Methods using multiple linear regression analysis, chow test and independent sample t-test (test diff), sample uses three Islamic banks and conventional, while the data used are secondary data are reported quarterly financial reports to Bank Indonesia as well as publicized the period June 2007 - June 2010. The results showed that in Islamic banking, CARand PPAPno significant positive effect on ROA,LDRand no Significant negative effect on ROA.BOPOsignificant negative effect on ROA.In conventional banking, LDRis not significant positive effect on ROA, CAR and PPAP no significant negative effect on ROA. BOPO significant negative effect on ROA.Chow test results states that there are significant differences in the influence of four independent variables on ROA in Islamic banking and conventional banking.Different test states that the ROA ratio, LDRand PPAPIslamic banking is better than conventional banking, and there are Significant differences, for BOPOratio is better than the conventional banking and Islamic banking there is no significant difference, and for the CARis better than the conventional banking banking sharia and there are significant differences. Fakultas Ekonomi Universitas Pekalongan 2011 Article PeerReviewed text en http://repository.unikal.ac.id/6/1/HASIL%20CEK%20TURNITIN_JEBI%202011_MAHIRUN.pdf other en http://repository.unikal.ac.id/6/2/bibliography.txt Susanti, Diah Tri and Sakhowi, Akhmad and Mahirun, Mahirun (2011) ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL. Jurnal Ekonomi dan Bisnis, 9 (2). pp. 103-113. ISSN 1693-0908 http://jurnal.unikal.ac.id/index.php/jebi
institution UNIKAL
collection ePrints
language English
English
topic HB Economic Theory
HD61 Risk Management
HG Finance
spellingShingle HB Economic Theory
HD61 Risk Management
HG Finance
Susanti, Diah Tri
Sakhowi, Akhmad
Mahirun, Mahirun
ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL
description This study aims to analyze the financial performance comparison between Islamic banking and conventional banking, using profitability ratios are represented by Return on Assets (ROA) as dependent variables and analyze the variables that affect the profitability of banks is Finance to Deposit Ratio (FOR),Ratio Operating costs with Revenues Operations (BOPO), Adiquasi Capital Ratio (CAR) and Reserve Elimination Receivables (PPAP). Methods using multiple linear regression analysis, chow test and independent sample t-test (test diff), sample uses three Islamic banks and conventional, while the data used are secondary data are reported quarterly financial reports to Bank Indonesia as well as publicized the period June 2007 - June 2010. The results showed that in Islamic banking, CARand PPAPno significant positive effect on ROA,LDRand no Significant negative effect on ROA.BOPOsignificant negative effect on ROA.In conventional banking, LDRis not significant positive effect on ROA, CAR and PPAP no significant negative effect on ROA. BOPO significant negative effect on ROA.Chow test results states that there are significant differences in the influence of four independent variables on ROA in Islamic banking and conventional banking.Different test states that the ROA ratio, LDRand PPAPIslamic banking is better than conventional banking, and there are Significant differences, for BOPOratio is better than the conventional banking and Islamic banking there is no significant difference, and for the CARis better than the conventional banking banking sharia and there are significant differences.
format Article
author Susanti, Diah Tri
Sakhowi, Akhmad
Mahirun, Mahirun
author_facet Susanti, Diah Tri
Sakhowi, Akhmad
Mahirun, Mahirun
author_sort Susanti, Diah Tri
title ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL
title_short ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL
title_full ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL
title_fullStr ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL
title_full_unstemmed ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARIAH DENGAN PERBANKAN KONVENSIONAL
title_sort analisis perbandingan kinerja keuangan perbankan syariah dengan perbankan konvensional
publisher Fakultas Ekonomi Universitas Pekalongan
publishDate 2011
url http://repository.unikal.ac.id/6/
http://repository.unikal.ac.id/6/
http://repository.unikal.ac.id/6/1/HASIL%20CEK%20TURNITIN_JEBI%202011_MAHIRUN.pdf
http://repository.unikal.ac.id/6/2/bibliography.txt
first_indexed 2019-12-13T02:06:01Z
last_indexed 2019-12-13T02:06:01Z
_version_ 1653061605008605184
score 11.174184

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