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Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah

Supervision of Islamic micro-finance institutions (LKMS), are necessary as control financing over the financial institution, whether it was healthy or not. Financial assessment was conducted by the agency to audit the financial system with the services of independent auditors, as stipulated in the M...

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Auteur principal: Asytuti, Rinda
Format: Article
Langue:Indonesian
Publié: LP2M IAIN Pekalongan 2011
Sujets:
2X4.27 Bank Islam, Baitul Mal Wat Tamlil
332.1 Banks/Bank, Perbankan
Accès en ligne:http://repository.iainpekalongan.ac.id/86/
http://repository.iainpekalongan.ac.id/86/
http://repository.iainpekalongan.ac.id/86/
http://repository.iainpekalongan.ac.id/86/1/Penilaian%20Kesehatan%20Keuangan%20pada%20Kospin%20Jasa.pdf
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id repoiainpekalongan-86
recordtype eprints
spelling repoiainpekalongan-86 http://repository.iainpekalongan.ac.id/86/ Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah Asytuti, Rinda 2X4.27 Bank Islam, Baitul Mal Wat Tamlil 332.1 Banks/Bank, Perbankan Supervision of Islamic micro-finance institutions (LKMS), are necessary as control financing over the financial institution, whether it was healthy or not. Financial assessment was conducted by the agency to audit the financial system with the services of independent auditors, as stipulated in the Minister of Cooperatives and Small-Medium Enterprises, Nomor 14/Per/M. KUKM/XII/2009. The problem, though the provision of health assessment auditions financial institutions have been regulated, but LKMS, such as KJSP allegedly have not standard of operating procedures yet, to achieve the standards set out in the ministerial regulation. Nevertheless of standard, the study was aimed to assess the financial health of KJSP. The approach used in this study was quantitative, relying on the primary data, gathered from KJSP’s Financial Report during 2004-2009 and interviews with managers KJSP. The results showed that KJSP’s assets are 66,503 billion in 2009 and categorized as “Health” for all the ratios were calculated and “well enough” to capital ratio. Nevertheless, the study faced organizational constraint of KJSP that limited the assessment of study. The “x” factor of constraint assessment was related to the existence of KJSP was as a small part of—bigger unit—Kospin JASA that still using conventional finance services. LP2M IAIN Pekalongan 2011-05 Article PeerReviewed text id http://repository.iainpekalongan.ac.id/86/1/Penilaian%20Kesehatan%20Keuangan%20pada%20Kospin%20Jasa.pdf Asytuti, Rinda (2011) Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah. Jurnal Penelitian, 8 (1). pp. 131-156. ISSN 2541-6944 http://e-journal.iainpekalongan.ac.id/index.php/Penelitian/article/view/46 https://doi.org/10.28918/jupe.v8i1.46
institution IAIN Pekalongan
collection ePrints
language Indonesian
topic 2X4.27 Bank Islam, Baitul Mal Wat Tamlil
332.1 Banks/Bank, Perbankan
spellingShingle 2X4.27 Bank Islam, Baitul Mal Wat Tamlil
332.1 Banks/Bank, Perbankan
Asytuti, Rinda
Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah
description Supervision of Islamic micro-finance institutions (LKMS), are necessary as control financing over the financial institution, whether it was healthy or not. Financial assessment was conducted by the agency to audit the financial system with the services of independent auditors, as stipulated in the Minister of Cooperatives and Small-Medium Enterprises, Nomor 14/Per/M. KUKM/XII/2009. The problem, though the provision of health assessment auditions financial institutions have been regulated, but LKMS, such as KJSP allegedly have not standard of operating procedures yet, to achieve the standards set out in the ministerial regulation. Nevertheless of standard, the study was aimed to assess the financial health of KJSP. The approach used in this study was quantitative, relying on the primary data, gathered from KJSP’s Financial Report during 2004-2009 and interviews with managers KJSP. The results showed that KJSP’s assets are 66,503 billion in 2009 and categorized as “Health” for all the ratios were calculated and “well enough” to capital ratio. Nevertheless, the study faced organizational constraint of KJSP that limited the assessment of study. The “x” factor of constraint assessment was related to the existence of KJSP was as a small part of—bigger unit—Kospin JASA that still using conventional finance services.
format Article
author Asytuti, Rinda
author_facet Asytuti, Rinda
author_sort Asytuti, Rinda
title Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah
title_short Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah
title_full Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah
title_fullStr Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah
title_full_unstemmed Penilaian Kesehatan Keuangan Pada Kospin Jasa Syariah Pekalongan Sebagai Lembaga Keuangan Mikro Syariah
title_sort penilaian kesehatan keuangan pada kospin jasa syariah pekalongan sebagai lembaga keuangan mikro syariah
publisher LP2M IAIN Pekalongan
publishDate 2011
url http://repository.iainpekalongan.ac.id/86/
http://repository.iainpekalongan.ac.id/86/
http://repository.iainpekalongan.ac.id/86/
http://repository.iainpekalongan.ac.id/86/1/Penilaian%20Kesehatan%20Keuangan%20pada%20Kospin%20Jasa.pdf
first_indexed 2019-12-13T02:45:11Z
last_indexed 2019-12-13T02:45:11Z
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score 11.174184

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